Interest Free Credit on Sofas

A new sofa or entire living room set is not cheap in most cases. If you can’t afford to pay the full price up front and need to finance the purchase you are making for your home, there are many vendors offering interest free financing. So before you forego purchasing what you want, or settle on something of poor quality and design, consider shopping with these catalogues instead.


Argos –
If you spend a total of £50 or more you have up to 3 months to repay the full value interest free when buying a new sofa and other furniture for your home. For select items valued at £499 or higher, customers have up to 12 months to repay the full value, and will not pay any interest on those purchases as long as the full balance is paid off within the year. Keep in mind that if the full balance is not paid, a representative APR of 23.9% (or higher) will be added to the payments made into the future.

Furniture Village –
This is a great site to visit if you plan on purchasing higher priced, higher end furniture. Especially if you are furnishing the entire living room, you typically need more than just one sofa. With this vendor, customers can enjoy interest free repayments for a period of up to three years, on orders which are valued at £400 or higher. Although no down payment is required, customers can put down any amount up front when purchasing the furniture as well.

Harveys Furniture –
Interest free options for buying your new sofa and furniture for the home are also offered with this site. Orders valued at £250 or higher do qualify for interest free financing options. Customers can choose from 12, 24 36, or 48 month repayment plans, and payments will begin after the furniture has been delivered to the home. This is perfect for those who plan on buying more than one piece, or furnishing the entire home when shopping for a new sofa on finance.

You have many options when it comes to buying new sofas or furniture for your entire home. If you don’t want to pay a high interest rate, you can avoid it with different financing and credit options. These are a few stores to consider ordering from, if you plan on buying new furniture, don’t want to put any money down, and want to avoid high interest fees on the purchases you plan on making.