A Review of PC World’s Finance Options

PC World stores offer a range of options which allow you spread the cost of purchases, to be eligible you must be between the age of 18 and 80, have been a UK resident for at least 3 years, have a fixed land line telephone number and have a debit or credit card. When applying for PC World Finance in store you may be required to provide valid photo ID (passprt or driving license) plus proof of address from the last 3 months. Accepted proof of address include Council Tax Notification, Bank Statement, Credit Card Statement, Utility Bill, or Land line Phone bill.

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PC World Finance monthly credit payment plans are available on all purchases of £250 or more. There are two finance options, Simply 10 and Pay in Parts, Simply 10 is a straightforward way to pay, with a 10% deposit required in store and the balance by 10 fixed monthly repayments. The Pay in Parts plan allows you to spread the cost over 24 or 36 months and also requires a 10% deposit.

For example, on a purchase of £500, the Simply 10 plan would require a £50 deposit, plus 10 monthly instalments of £50 for a total cost of £550 (cost of credit £50). The same purchase on Pay in Parts over 36 months would require the same £50 deposit, plus 36 monthly repayments of £16.33 for a total of £637.88 (cost of credit £137.88). Note that although these figures were correct at the time of writing they are subject to change without notice.

Buy Now, Pay Later options are also offered in store from time to time which allow you to get the items you want today and start paying for them 6 or 9 months later. After 6 or 9 months you get the option to either pay in full or spread the cost over 36 monthly repayments.

Businesses can take advantage of credit terms too with the PC World SmartPlan which offers business leasing allowing you to stay up to date with latest technology whilst spreading the cost. Available for sole traders, limited companies and charities, Smartplan spreads the cost over 36 months or 48 months with no large deposit and an instant decision so you can get the equipment you need for your business right now.